Understanding Financial Crime Risks in Retail and Commercial Banking
This course explores the financial crime risks inherent in retail and commercial banking, covering the distinct challenges faced by community banks and credit unions, digital/challenger banks, as well as financial crime risks related to credit facilities and financing, with a focus on analyzing and strengthening control measures.
Retail and Commercial Banking Course Content
Participants will examine key products and services, identify financial crime related risks, and evaluate the controls needed to mitigate associated risks.
This certificate course is one of the elective options available with the CAMS exam package at no additional cost. It is also available for standalone purchase for learners not pursuing CAMS Certification.
You’ll learn to
- Understand key financial crime risks across retail and commercial banking products and customer types.
- Identify red flags in high-risk retail products, personal lending, and mortgage offerings.
- Assess risks unique to community banks, credit unions, and digital/challenger banks.
- Evaluate real case studies to determine where controls failed and how to strengthen AFC measures.
Key course topics
- Retail banking risks across accounts, cards, cash handling, and pre-paid products.
- Financial crime vulnerabilities in personal lending, mortgages, and borrower misuse.
- AFC challenges in community banks, credit unions, and digital/challenger banks.
- Commercial lending and treasury risks supported by real-world case examples.
Intended audience
This course is designed for anyone who needs practical, case-driven insight into how retail and commercial banking products can be exploited – and how to strengthen controls to prevent it.
Ideal for professionals in:
- Retail banking compliance
- Commercial banking and credit risk
- AFC operations and investigations
- Community bank and credit union oversight
- Digital/challenger bank compliance teams
Course structure
- Online and self-paced
- 90 minutes of coursework
- Complete within four weeks
- Certificate of achievement upon completion of the course
Want to go further?
Explore additional titles like this one. View the full list of available Sector‑Specific AML Case Studies and AML Regulatory Framework courses.
Pricing
- Access your self-paced online course
- 400 hours of training webinars live and on demand
- Practitioner toolkits and best practice guides
- Perspectives from 115,000+ global members
- Discounts on all ACAMS products