The Assembly Australasia

Todd is the Head of AML and Compliance, with a diverse career spanning casino, banking, consulting, and advisory services. He brings deep expertise in AML/CTF shaped by frontline experience in law enforcement and intelligence. Todd previously led tactical analysis teams at AUSTRAC and has delivered strategic compliance solutions across both private and public sectors. His leadership is grounded in operational insight, regulatory engagement, and a commitment to financial crime prevention.

Gordon is a Special Advisor (AML/CFT) to the Deputy Minister of Finance in Ottawa, Canada and the former Executive Secretary of the Asia/Pacific Group on Money Laundering (APG). He is also a Senior Industry Fellow at Griffith University’s Academy of Excellence in Financial Crime Investigation and Compliance (Queensland, Australia).  Gordon is a Barrister and Solicitor of the Manitoba King’s Bench in Canada and the High Court of New Zealand.  In addition to other legal publications, he recently authored "Express Trusts and Beneficial Ownership in the Financial Action Task Force Recommendations: Conceptual Distortions," published in the Transnational Criminal Law Review (2025), and has spoken at international conferences on AML/CFT across the Asia/Pacific region for over 20 years. He has also participated in FATF and APG mutual evaluations.

Anthony is an Executive at National Australia Bank, accountable for Anti-Money Laundering, Counter-Terrorist Financing, and Fraud Risk. He also guides innovation around financial crime risk technology and processes. Anthony’s early career was in the UK Civil Service, where he held several roles, including Head of the European Finance and EU Budget Negotiations Branches for HM Treasury. He subsequently moved to Hong Kong, where he ran his own strategic consulting firm and founded MatrixVision, one of the first blockchain compliance companies. Anthony transitioned into banking in 2014, holding several Asia Pacific Head roles for HSBC before moving to his current role in Australia. Since his UK Civil Service days, Anthony has maintained his interest in the interaction between politics, economics, and industry. He held the position of Vice-Chair of the SME and Start-Up Committee for the British Chamber in Hong Kong from 2014 to 2022, and served on the Chamber’s Business Policy Unit. Anthony holds a MBA from Hong Kong University of Science & Technology, and a MSc International Relations from the London School of Economics.

Quinten Hout is the Global Head of Concentrix’s Financial Crime and Compliance practice. Quinten has consulted with some of the world’s leading banks on AML, KYC, and fraud, helping them to drive transformation. He has also started and sold a leading financial crimes software business. As the global head of FCC for Concentrix, he brings a global view of financial crimes, threats, trends, best practices, and innovation.

Gary is a leading New Zealand independent barrister for regulatory investigations, enforcement, civil disputes, risk advisory & compliance work – with a special focus on financial crime.

Qualified in NZ (1996), also dual qualified in NSW & England, Gary regularly deals with business regulators like NZ’s 3 AML Supervisors or Police FIU, Commerce Commission, Financial Markets Authority, Serious Fraud Office or Privacy Commission – equivalent to Australia's AUSTRAC, ACCC, ASIC, AFP and OAIC. Often briefed as counsel or independent expert in complex/sensitive cases across the region, e.g. NZ's first criminal bid-rigging cartel prosecution, Russia Sanctions investigations, DIA’s first AML penalty case, FMA’s first enforceable undertaking case, or Panama Papers and 1MDB Malaysia cases.

Gary is widely regarded as New Zealand’s most experienced AML lawyer. Convenor of The Law Association of NZ’s AML-CFT committee, member of Ministry of Justice Industry advisory group, and previously ACAMS Australasian chapter NZ Programme Director for a decade (now chapter Advisory Board).

An expert on Tranche 2 DNFBP law reforms, he authors a leading online textbook: AML/CFT Workflows - Guidance for Lawyers (Thomson Reuters, 2018), remains on both DIA and MOJ advisory groups, and was an expert witness to the Cullen Commission of Inquiry (B.C, Canada). As co-Chair of the IBA AML & Sanctions Experts committee, he helps law societies and law firms around the world manage their DNFBP obligations and have input to FATF consultations.

Janet Hung is the Chief Risk Officer and Chief Compliance Officer, Australia. She joined Standard Chartered Bank in 2010, and was previously the Asia Regional Head for Compliance, Financial Crime and Conduct, Private Side. 

Janet is a seasoned compliance and financial crime professional with over 20 years in the banking and financial services industry with compliance expertise across multi-jurisdictional regulatory frameworks with specialisation in corporate finance and financial markets, comprising credit & fixed-income products, as well as takeover panel regimes administering mergers and acquisitions (M&A) governance. Previously, Janet had experience from the Hong Kong Monetary Authority (HKMA) where she worked in securities enforcement division in partnership with the HK Securities & Futures Commission (SFC). Her experience also includes providing regulatory advisory services and M&A transaction advisory services at PricewaterhouseCoopers; as well as provision of audit and assurance services at Ernst & Young Australia. 

Janet graduated from the University of New South Wales (UNSW) with a Bachelor of Commerce (Accounting) with Merit and Bachelor of Science (Computer Science). She is a certified Financial Risk Manager (FRM) with the Global Association of Risk Professionals (GARP) and qualified as a Chartered Accountant with the Chartered Accountants Australia & New Zealand (CAANZ).

Nick Kokay is the MLRO and Head of Compliance for Coinbase Australia. His background spans public policy, Big 4 advisory, and in-house FinTech compliance. Prior to Coinbase, Nick was an Associate Director in KPMG Australia’s Financial Crime practice and Head of Financial Crime Compliance (ANZ) at Wise. Earlier in his career, Nick spent over six years as a Senior Policy Advisor at the New Zealand Ministry of Justice. During this time, he led the statutory review of New Zealand’s AML/CTF Act and represented New Zealand at the FATF, where he co-chaired the project reviewing beneficial ownership standards (Recommendation 25).

Caryn is the Regional Anti-Money Laundering (AML) Director – APAC for ACAMS, where she is the lead English speaking SME practitioner on AML and Financial Crime Compliance across the APAC region. Working closely with APAC and international colleagues, Caryn plays a key role in shaping ACAMS priorities, offerings, and activities across the APAC region.

Caryn brings to ACAMS a wealth of AFC global banking experience that spans Standard Chartered, JP Morgan, Clearstream Banking, UBS AG, ABN Amro and Bank of America. Most recently she was the Head of Financial Crime Compliance Controls, Surveillance Excellence with Standard Chartered Bank, where she was responsible for the end to end process, governance, and risk management of the group wide alert disposition process. Caryn’s expertise covers Client Due Diligence, financial crime business advisory, project management, governance, risk management, and the overarching financial crime compliance framework.

Ling Li is a co-founder of EOS Collective, a non-profit organisation dedicated to investigating the scam industry and advocating

for the rights and recovery of its victims. Over the past several years, she has supported survivors of scam compounds in Southeast Asia, collaborating with both local and international civil society organisations to provide relief and assist with repatriation efforts. She is the co-author of the book "Scam: Inside Southeast Asia’s Cybercrime Compounds".

Qing Liu is a senior leader in financial crime compliance and third-party risk management, with over 16 years experience across Asia-Pacific and the Middle East.

At Moody's, she leads a regional team of industry specialists working with financial institutions, professional services firms, and government bodies –including financial intelligence units and national security agencies –on AML program design, sanctions screening, KYC, beneficial ownership intelligence, and third-party risk governance.

Qing has been closely engaged in Australia's AML/CTF Tranche 2 reform agenda, advising newly regulated entities including law firms, accountants, and real estate businesses on building compliance capability from the ground up.

A recognised thought leader on regulatory change and financial crime risk, she was named Compliance Leader of the Year at the 2024 Women in Banking & Finance Awards.

Dan Loffi is responsible for Reg Engagement, Governance, Policy, Reporting, Anti-Bribery & Corruption (ABC), ATEF, Financial Crime Intelligence & Tech Change Control in Financial Crime Compliance at CBA. Before joining CBA, Dan gained international experience in Hong Kong with PwC and HSBC, consulting on analytics and financial crime, developing blockchain solutions for product supply chains, and leading Financial Crime Analytics for Asia. Dan originally studied Law but quickly transitioned from his core qualifications to a career spanning forensic, risk, and intelligence roles.

Sonja is a partner in our risk advisory team and a leading expert in anti-money laundering and counter-terrorism financing law (AML/CTF), with over 30 years’ experience.

Sonja acted for the AUSTRAC CEO in each of the landmark cases under the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (AML/CTF Act) resulting in significant civil penalties.

In 2005 Sonja advised government on the development, drafting and implementation of the AML/CTF Act and Rules in Australia. More recently, she has facilitated consultations between Government and industry on the current AML/CTF reforms.

Since moving to private practice in 2023, Sonja has been advising regulated entities on how to navigate the risk-based obligations in the AML/CTF Act. Having acted for both the regulator and industry, Sonja has unique insights into balancing regulatory risk and operationalising compliance.

Sonja has deep perspectives on regulatory risk and corporate governance, having acted for a broad range of Commonwealth regulators in relation to investigations, enforcement and civil penalties. She was also on the solicitor assisting team of the Financial Services and HIH Royal Commissions.

Sonja was awarded a Public Service Medal in the Australia Day Honours for her services to the law.

Mike leads LSEG’s Risk Intelligence business in Asia Pacific. In this role, he helps define LSEG’s go-to-market, product and content strategies, including for the flagship World-Check, Global Account Verification, Identity Verification and Enhanced Due Diligence products. In 2022, Mike launched the Global Sanctions Index (GSI) to track and understand an increasingly fragmented global sanctions environment.

Jeremy Moller is a risk advisory lawyer based in Sydney. He has over 15 years' experience working in Australia, the United Kingdom and New Zealand as a lawyer specialising in anti-money laundering, international sanctions and export controls as well as foreign transparency and influence. Jeremy’s work includes leading, implementing and reviewing financial crime programs, such as conducting business wide risk assessments, as well as advising on litigation arising out of regulatory investigations and acting on Royal Commissions.

Jeremy recognises the importance of both improving customer experience and ensuring compliance. Having led an in-house risk and compliance function for an international law firm, he has a unique understanding of the synergies between both legal compliance and operational risk management. For this reason he has a particular interest in the launch of Australia’s new government led Digital ID and how this can benefit existing and new reporting entities with undertaking customer due diligence.

Jill Muir joined CA ANZ in January 2021. Jill represents members' interests in key policy areas including anti-money laundering and counter-terrorism financing, consumer data right, insolvency, and the digital ID ecosystem. Prior to joining CA ANZ, Jill was the Director of Advocacy with Australia’s Small Business and Family Enterprise Ombudsman having focused her career on advocating for small businesses from within government.

Dr Nathan Newman is an accomplished executive in intelligence and risk assessments. He has led NAB’s global financial crime and risk assessment functions and driven advancements in risk analytics, financial crime prevention, and cross-sector collaboration. He also steered the development and deployment of NAB’s Dynamic Customer Risk Assessment, established innovative controls to identify and disrupt criminal activity, and delivered key commitments under NAB’s Enforceable Undertaking with AUSTRAC.

Previously, Dr Newman served as National Manager, Regulatory Operations at AUSTRAC, overseeing compliance for over 16,000 businesses. He has spearheaded national and international regulatory initiatives, including the development and implementation of an intelligence-led regulatory monitoring and alerting capability for automated detection of non-compliance. He led AUSTRAC’s first public-facing compliance campaign, conducted the agency’s inaugural international compliance assessments, and revitalised the use of external audit powers, appointing auditors to several institutions. Earlier roles include senior positions at the Australian Crime Commission and the Attorney-General’s Department, where he influenced national policy on intelligence, critical infrastructure, and counter-proliferation.

Dr Newman holds a PhD in Applied Science from the University of Tasmania and has received multiple awards for his contributions to intelligence and policy. He is known for building high-performing teams, fostering public-private partnerships, and delivering innovative solutions to complex regulatory and operational challenges.

Kylie is a highly experienced sanctions compliance professional with a deep interest in geopolitical dynamics amid economic warfare. With expertise across Australia and the UK, she plays a pivotal role in ANZ’s international sanctions compliance program, ensuring precision and strategic foresight in an increasingly complex landscape. Passionate about embedding financial crime prevention into organisational culture, she champions innovative program design that balances regulatory integrity with commercial viability—globally adaptive yet locally effective.

A CAMS and CGSS-certified professional, Kylie is an active member of the ACAMS Australasian Chapter Advisory Board, where she has helped shape certification exams and advance industry thought leadership. She also holds a strong academic foundation, including a Master’s in Commercial Law.

Konstantin Poptodorov (Kon) is the director of market planning for LexisNexis® Risk Solutions Australia and New Zealand, where he is responsible for defining key propositions, and driving the strategic and tactical direction for the fraud and identity business.

With 20 years of experience in the technology industry, Kon put more focus on fraud prevention and identity verification solutions in recent years. Prior to joining LexisNexis Risk Solutions, Kon held senior consulting roles at Experian in Australia, UK and EMEA, IBM as well as i2 Group (now part of Harris Computer). Kon has worked with international leading banking and financial institutions, retail merchants and government agencies, offering advice on the most suitable solutions and best practices in the respective areas.

Kon holds a master’s degree from the University of Innsbruck in Austria. He is based in Sydney, Australia.

Lynda is a Program Director within the Financial Crime Transformation Portfolio team of the Risk function of Westpac Banking Corporation where she leads the Westpac Group-wide Transformation Program in response to the changes enacted within the AML/CTF Amendment Act 2024 and associated Rules 2025.

With extensive experience in non-financial risk management, assurance, monitoring, reporting, and the implementation of regulatory change across multiple jurisdictions, Lynda brings rich Financial Crime subject matter expertise to this role which augments her transformation expertise.

Add to this her Diploma in Corporate Governance from the Corporate Governance Institute and it becomes obvious why she is excited about facilitating the Spotlight on Governance and Oversight in Australasia session within the ACAMS Assembly this May.

Jayde Richmond is General Manager of the ACCC’s National Anti-Scam Centre, which promotes public and private sector collaboration to make Australia a harder target for scams.

Jayde is a proud First Nations Australian. She is a qualified lawyer and a Graduate of the Australian Institute of Company Directors. Her legal and public service career has led to improved outcomes for vulnerable Australians through compliance, education and advocacy initiatives on consumer rights and safety. She has held roles at the Australian Communications and Media Authority; the Law Institute of Victoria; the Office of Public Prosecutions (Vic) and in industry Ombuds schemes.

Sarah Roberts is a financial and economic crime professional with over 15 years' experience spanning forensic investigations, fraud risk advisory, AML/CTF, and financial crime functions in banking. She has held senior leadership roles, including Head of Analytics and Systems for Financial Crime Operations at BOQ Group, and previously spent a decade with KPMG Forensic.

A Chartered Accountant and Certified AML Specialist, Sarah is passionate about protecting customers, institutions, and the broader Australian public from financial crime.

Chris leads NAB’s Group Investigations portfolio which is responsible for the prevention, detection, investigation, analysis and remediation of fraud, bribery, corruption and serious misconduct across the NAB Group.  His team also conducts all NAB’s financial crime investigations and collaborates closely with AUSTRAC and law enforcement to help keep the bank, customers and the community safe.  In addition to his operational responsibilities Chris is also leading NAB’s fraud strategic change program including the employee surveillance program and significant investment in automation, AI and machine learning to combat fraud and protect customers. He is a member of the board of the Australian Financial Crimes Exchange and the Victoria Independent Broad-based Anti-corruption Commission’s Audit and Risk Committee. Prior to joining NAB Chris was a senior executive with the AFP with 28 years international and domestic law enforcement experience in national security, organised crime and crisis management.

Warrick Sonn is Group Head of Financial Crime Surveillance at Westpac Group, where he leads enterprise‑wide financial crime investigations and transformation initiatives. He has over 25 years of global banking experience across AML, KYC, client lifecycle management and large‑scale operational transformation. Warrick has held senior leadership roles at Standard Chartered, HSBC and UBS across Asia‑Pacific and globally.

Karim Tadjer is the Executive General Manager, Financial Crime Services at the Commonwealth Bank of Australia.  In this capacity, Karim leads the Bank’s end to end financial crime capability, with responsibility for strategy, operations, and transformation across anti money laundering (AML), counter terrorism financing (CTF), sanctions, and financial crime risk management.

Prior to joining Commonwealth Bank, Karim held senior global leadership roles in financial crime and compliance at major international financial institutions, including ING and Citibank. Most recently, he served as Global Head of Financial Crime and Fraud Prevention at ING Group, overseeing large, geographically distributed teams responsible for KYC, transaction monitoring, screening, fraud, tax operations, and regulatory transformation programs.

Karim brings deep experience across both first  and second line functions and has led complex, large scale regulatory and financial crime transformation initiatives across Europe, Asia, and the United States. His career is distinguished by a strong focus on risk based approaches, operational excellence, and the use of advanced analytics and technology to strengthen financial crime prevention.

In addition to his executive responsibilities, Karim actively contributes to the advancement of the global anti financial crime profession through advisory and industry engagement, where he provides practical insight on emerging financial crime risks and effective compliance practices.

Shiv Toor is the Money Laundering Reporting Officer at ING Australia, where he leads the bank's financial crime compliance function and serves as its primary point of accountability to AUSTRAC. He brings over a decade of senior financial crime leadership across global and domestic institutions including NAB, BNP Paribas, Rabobank, Deloitte, and HSBC, and is admitted as a solicitor of the High Court of New South Wales. Shiv is recognised for advancing intelligence-led, risk-based approaches to financial crime, with a particular focus on how dynamic risk assessment, data, and emerging technology can reshape the way institutions detect and disrupt illicit activity. Throughout his career he has designed and uplifted AML/CTF programs, partnered with regulators through periods of significant legislative reform, and led cross-functional teams through complex transformation agendas. A collaborative and research-driven leader, Shiv is a strong advocate for the role of the second line as a strategic enabler, building financial crime functions that are rigorous and regulator-ready while remaining commercially astute and fit for an industry navigating reform, technological change, and an evolving threat landscape.

Marianne Trefz is Senior Director of Strategic Client Development at Quantifind, where she advises global financial institutions on modernizing AML and fraud prevention strategies. She brings more than 20 years of experience across financial services and fintech, helping organizations solve complex challenges, improve operational efficiency, and deploy scalable technology solutions. Her expertise includes enterprise software, digital banking, electronic payments, and account processing. Prior to Quantifind, Marianne spent nearly nine years as a Senior Director at a Fortune 250 fintech, leading strategic client partnerships and growth initiatives.

Justine draws on a diverse global career, working across government, regulatory, private sector, and international organisations. As an expert on sanctions, counterterrorism, and financial crime she has held specialist positions within the UK’s Financial Conduct Authority, HM Treasury, the United Nations Office on Drugs and Crime (Central Asia), the British Bankers’ Association, and UK Finance. In addition, Justine was formerly part of the UK delegation to the Financial Action Task Force, chaired the European Banking Federation’s Sanctions Expert Group, co-chaired the UK Joint Money Laundering Intelligence Taskforce’s counterterrorist financing group and served as an International Monetary Fund advisor to Nigeria. She has acted as an independent Syria sanctions-humanitarian expert to the United Nations, and previously served as a national expert on the financing of weapons of mass destruction (WMD)/counter proliferation financing matters. 
 
In her role within ACAMS, the world’s leading membership organization with a presence in over 180 jurisdictions, Justine oversees the subject-matter-expert division. A regular contributor to media publications covering financial-crime issues, she has addressed UN expert groupings, given evidence to parliamentary hearings, and authored numerous publications. Justine also holds a Ph.D. from the University of St. Andrews and an M.Sc. from the University of Edinburgh.

Wendy has 28 years of financial crime (FC) experience & is currently Vice President and Regional Head of Financial Crimes Compliance - APAC, at American Express. In this role she oversees and governs the FCC Program in APAC, assessing the risks and monitoring compliance to both Enterprise and local requirements. 

Prior roles at American Express have included overseeing the FCC Program in Latin America and Canada alongside her APAC oversight role and performing the AML/CTF Compliance Officer duties in Australia and New Zealand. 

Wendy also worked at AUSTRAC for 15 ½ years, working across multiple areas including in the Intelligence branch where she worked onsite with law enforcement agencies (LEAs), working alongside them on various task forces and operations; managed the FIU’s relationship with LEAs and national security partners; led AUSTRAC’s international technical assistance and training program, managing 8 programs that assisted counterpart agencies in 37 countries in the APAC region and Africa; & led the Compliance branch responsible for front-line supervision. Wendy was also a member of senior executive and governance committees. 

Wendy has represented the Australian Government at various inter-government forums including tri-laterals, APEC, FATF and the Asia Pacific Group on Money Laundering, resulting in a greater understanding of Australia’s approach by stakeholders, and closer ties with overseas partners; & she has fostered key relationships with domestic & international FC partners, resulting in closer collaboration & a greater understanding of common goals.

Stefan joined the AFP in 2013 as a Federal Agent in National Investigations. He has worked within organised crime, foreign bribery, fraud, and war crimes investigation portfolios.  Stefan is currently the superintendent of capability and international operations in a joint agency operation. 

From 2020, Stefan was involved in the implementation of Operation AVARUS, the AFP’s national money laundering strategy. The AVARUS framework brought about an enterprise-wide focus on money laundering and a nationally consistent approach. As part of the implementation of this strategy, Stefan developed money laundering training workshops, which were delivered to AFP members and key external stakeholders throughout Australia.  Stefan has also presented on a variety of money laundering topics at various international forums and continues to give evidence as an expert in money laundering matters. 

Prior to joining the AFP, Stefan worked with a range of state and federal law enforcement agencies in Australia.

Stefan is admitted as a legal practitioner in NSW, accredited as a certified fraud examiner, and holds a Masters of Transnational Crime Prevention, a Bachelor of Laws, and a Bachelor of Economics (Social Science). Stefan also lectures in forensic accounting.

Crispin Yuen is an award-winning financial crime risk and compliance specialist with over 20 years' experience across AML/CTF, sanctions, fraud, governance and regulatory remediation. He is the Director of Custos Advisory, an independent financial crime risk advisory practice based in Sydney. His career spans financial institutions and professional services, including Deutsche Bank, ANZ Bank, Commonwealth Bank, AMP, Deloitte and Ernst & Young. 

Crispin has served on the ACAMS Australasian Chapter Board since 2007 as Communications Director. He is part of ACAMS' global teaching faculty and co-authored the study guides and exam questions for CAMS, CAMS-Audit and CGSS, most recently completing the 7th edition of the CAMS examination guide. The Australasian Chapter has received the ACAMS Chapter of the Year Award twice, in 2018 and 2024, the first and only chapter to have won this award twice. 

He is one of the few professionals in the Asia-Pacific region with direct experience remediating enforcement actions by both AUSTRAC and the U.S. Treasury's Office of Foreign Assets Control (OFAC). At Ria Financial Services, he led the comprehensive remediation of an AUSTRAC enforcement action, including look-back reviews, program redesign and rebuilding of the AML/CTF and Sanctions framework, to the full satisfaction of AUSTRAC, resulting in the lifting of enforcement obligations. He authored compliance best practice standards for the Australian remittance industry that were reviewed and welcomed by the then AUSTRAC CEO. He was an AUSTRAC Approved External Auditor (2011 to 2019), prior to AUSTRAC changing its process for appointing external auditors. At ANZ Bank, while seconded from Deloitte, he was part of the team that remediated the bank's OFAC sanctions enforcement, contributing to a substantial reduction in OFAC's extraterritorial penalty. He also advised on Westpac's AML and financial crime remediation following AUSTRAC's record enforcement action. 

Crispin has contributed to financial crime policy and regulatory reform in Australia and internationally. He has twice appeared before the Parliamentary Joint Committee on Law Enforcement as an industry witness, for its Inquiry into Financial Related Crime (2014) and its Inquiry into the Capability of Law Enforcement to Respond to Money Laundering and Financial Crime (2025). He has made submissions to AUSTRAC and the Attorney-General's Department on AML/CTF legislation reviews and to the FATF on its revision of international standards. His work as an expert speaker to the United Nations Ad Hoc Committee on Cybercrime helped inform the adoption of the UN Convention against Cybercrime in 2024. He co-authored Intersections: Building Blocks of a Global Strategy Against Organized Crime (2024) as a member of the Global Organized Crime Steering Committee of the Global Initiative Against Transnational Organized Crime, and is a VACI Expert at the Vancouver Anti-Corruption Institute. 

Crispin is the author of the book FATF Review of Standards, 2010 to 2011 and his articles have been published by LexisNexis and Thomson Reuters. His commentary has appeared in ABC News, South China Morning Post and BBC News. He teaches International Financial Crime to Master's degree students at the University of Sydney and Risk Management at Nanyang Polytechnic.