ACAMS Upper Midwest Chapter March 2026 Virtual Event: FinCEN Priorities, Advisories & National Risk Trends

Andrea Gacki is the Director of the Financial Crimes Enforcement Network (FinCEN), a bureau of the U.S. Department of the Treasury. FinCEN’s mission is to safeguard the financial system from illicit activity, counter money laundering and the financing of terrorism, and promote national security through strategic use of financial authorities and the collection, analysis, and dissemination of financial intelligence.

Prior to joining FinCEN, Ms. Gacki served as the Director of the Office of Foreign Assets Control (OFAC), another component within the Treasury Department’s Office of Terrorism and Financial Intelligence (TFI), for approximately five years, where she oversaw the implementation and enforcement of U.S. economic sanctions. Ms. Gacki served in multiple leadership positions within OFAC prior to serving as OFAC Director, including Deputy Director, Associate Director for Compliance and Enforcement, and Assistant Director for Licensing. Separately, from January 2021 to December 2021, Ms. Gacki performed the functions of the Under Secretary for TFI, leading TFI efforts across a range of national security and illicit finance issues.

Prior to joining the Treasury Department, Ms. Gacki served as a trial attorney in the Federal Programs Branch of the Civil Division of the U.S. Department of Justice, where she litigated a broad range of matters involving Treasury’s national security authorities. She also served as a senior member of the Justice Department’s Terrorist Designation Team. Before joining the Justice Department, Ms. Gacki was an associate at a large international law firm, and she clerked for the Honorable Avern Cohn on the U.S. District Court for the Eastern District of Michigan. She is a graduate of the University of Michigan Law School and the University of Michigan-Ann Arbor.

Peter Hardy is a Partner in Holland & Knight's Philadelphia office.  Peter advises financial institutions and other businesses on their anti-money laundering (“AML”) obligations under the Bank Secrecy Act (BSA) and other compliance requirements, including issues involving sanctions law, countering the financing of terrorism, money transmission, digital assets and cryptocurrency, and anti-corruption.  Peter also defends corporate and individual clients in criminal and administrative investigations and enforcement actions, including those involving money laundering and criminal tax allegations.  He further handles civil litigation relating to allegations of fraud.

Peter is the author of Criminal Tax, Money Laundering, and Bank Secrecy Act Litigation, a well-reviewed and comprehensive legal treatise concerning the investigation, prosecution and defense of criminal tax, money laundering and BSA cases, published by Bloomberg BNA.  Before entering private practice, Peter served for a combined 11 years as an Assistant United States Attorney for the U.S. Attorney’s Office in Philadelphia, and as a Trial Attorney in the Criminal Section for the Department of Justice’s Tax Division in Washington, D.C.