ACAMS Nordics Chapter February 2026 Virtual Event: Shutting Down the Scammers: Latest Developments in Preventing Fraud in the Nordic Region

Rut is an AML, investment banking and governance specialist with over 20 years of experience in the financial sector. She is a senior manager at KPMG, Risk Consulting, and focuses on consulting and auditing financial undertakings. Prior to that she was with Íslandsbanki, one of the three biggest banks in Iceland, for 13 years. She was Head of Compliance and MLRO for 8 years at the bank. Before she joined the bank she was a securities, insurance and pension surveillance specialist at the Financial Supervisory Authority for 9 years, leading many of the biggest market abuse investigations following the financial crisis in 2008, which resulted in the first convictions in Iceland in that field.

She is very enthusiastic about financial crime prevention and educating employees and companies in the financial sector has been a passion of hers for over two decades. She is an avid speaker and lecturer and has taken part in many educational events and conferences focusing on AML and market abuse, both in Iceland and abroad.

Rut graduated as a lawyer from the University of Iceland and has passed the Icelandic bar exam. She is a licensed securities broker from Reykjavík University and holds an MBA degree from UIBS, Barcelona, in investment banking as well as being a certified board member from Akademias.

Stuart is an integrity and compliance professional in green investment banking. He is currently a Senior Compliance Officer in Nefco – the Nordic Green Bank, an international financial institution owned by the Nordic countries. As part of a small team, Stuart works on a wide range of integrity, ethics, anti-financial crime and accountability issues. These include identifying and managing integrity risks in Nefco projects, developing and implementing policies, rules and procedures related to ethics and compliance, as well as delivering internal training and responding to complaints.

Before joining Nefco, Stuart worked in the Legal Department of another international financial institution owned by the Nordic and Baltic countries, the Nordic Investment Bank, and in a Nordic startup as Ethics and Sustainability Officer.

Earlier in his career, Stuart served in the Australian Department of Foreign Affairs and Trade as a diplomat (Second Secretary and Consul) in Nigeria. In that role he advised Australian businesses on the opportunities and risks (including corruption) of doing business in Nigeria, and wrote reports on the domestic security situation, regional terrorism, and transnational crime.

Also in the Australian foreign service, Stuart was a Legal Specialist focused on sanctions law and a founding member of the Sanctions and Transnational Crime Section. His team was specially established by the Australian Government to coordinate the implementation, administration and enforcement of UN Security Council and Australian autonomous sanctions, including counter-terrorism and counter-proliferation financial sanctions.

In addition to professional qualifications that include the CAMS Certification, Stuart has a Bachelor of Arts and Bachelor of Laws (Honours) from the Australian National University, a Graduate Diploma of Legal Practice from the College of Law, as well as a Master of International and Comparative Law from the University of Helsinki. He has been admitted as a solicitor and barrister in the Supreme Court of the Northern Territory, Australia, and has worked in private legal practice in Australia.

Tuomas Kaijanen is an experienced IT security professional with over 25 years experience in protecting digital environments across the financial and technology sectors. With deep expertise spanning cybersecurity operations, threat detection, and security architecture, he has spent years building and improving defences against evolving cyber threats. His background combines hands-on technical knowledge with strategic security development, enabling organizations to strengthen resilience across complex IT ecosystems.

Currently working in the OP Financial Group, a core focus of Kaijanen's work has been incident response and fraud prevention, where he has led and contributed to efforts that rapidly identify, contain, and mitigate cyber incidents impacting customers and critical systems. Through cross-industry collaboration and continuous improvement of response processes, he has helped organizations reduce risk and recover faster from security events.